1. THE PROMOTER

The Promoter is: ######

Registered address: ######

For any inquiries, contact: ######

2. THE COMPETITIONS

These Terms and Conditions apply to all competitions listed on balkanwinners.com, including Standard Competitions and Instant Win Competitions. All are referred to as “Competitions”.

If there is any conflict between these terms and website content, these Terms prevail.

To enter, participants must answer a question correctly.

All competitions include a question and an entry fee unless using the free entry method.

3. HOW TO ENTER

Competitions run between the Opening Date and Closing Date shown on the website.

The Promoter may change these dates if necessary.

Entries must be received before the Closing Date or they will be disqualified.

Each competition has a maximum number of entries and a limit per person.

PAID ENTRY:

1. Go to the website

2. Choose a competition

3. Answer the question (if required)

4. Select number of entries

5. Checkout and complete payment

FREE ENTRY:

You can enter for free by post.

Address: ######

Include:

- competition details

- full name

- date of birth

- address

- phone and email

- answer to the question

Rules:

- one entry per envelope

- no bulk entries

- must arrive before closing date

- incomplete entries are disqualified

4. WINNER SELECTION

For Standard Competitions, all correct entries go into a random draw and a winner is selected within 7 days after closing.

For Instant Win Competitions, each entry gets a random number and if it matches a prize, you win instantly.

Winners are notified on the website and by email.

5. SITE CREDIT

Credit may be given as prizes or bonuses.

Credit is valid for 12 months, has no cash value, cannot be withdrawn as money, and can be viewed in your account.

6. ELIGIBILITY

You must be 18+ and not affiliated with the Promoter.

Entries will be disqualified if they are fake, incomplete, abusive, or involve fraud or manipulation.

No refunds are given.

7. PRIZES

Prizes are described on the website.

The Promoter may replace prizes with equal or higher value or offer a cash alternative.

Prizes are not refundable or transferable.

If the prize is a vehicle, no insurance is included and the winner is responsible for legal use.

If the prize is a holiday, additional costs such as food, insurance, and travel documents are the winner’s responsibility.

8. WINNERS

The Promoter’s decision is final.

Winners are contacted within a reasonable time and must claim the prize within 14 days.

If not claimed, the prize may be reassigned.

Winner names may be published unless requested otherwise.

9. CLAIMING PRIZE

Prizes must be claimed personally and cannot be transferred.

Cash prizes are paid to a verified bank account.

If details are incorrect or not provided, the prize may be forfeited.

10. LIABILITY

The Promoter is not responsible for lost entries, technical issues, website downtime, or misuse of prizes.

11. DATA AND PUBLICITY

By entering, you agree your data may be used to run the competition.

Winners may be announced publicly.

You can request privacy, but some data may still be shared with authorities if required.

12. GENERAL

The Promoter may update these Terms or cancel or modify competitions if needed.

Competitions are not affiliated with Facebook or other platforms.

These Terms are governed by applicable law.

You should keep a copy of these Terms.